We're looking to hire a Head of Credit Risk for a Non Banking Financial Services client of ours based in Mumbai. This role would be wholly responsible for the strategy, direction, underwriting and credit appraisals etc for the home Loans & Mortgage (LAP) business across India.  - Strategize/Design/Develop/Review policies, processes, products, delegation of authority for Mortgages from risk management (Underwriting & collection) perspective, in line with industry best practices   - Credit Approval for Proposals in line with Credit policy guidelines and credit delegation  - Conduct Personal discussion on a case to case basis (high value cases/subjective decision of cases)  - To manage, track and report various key risk indicators at the portfolio level  - Monitor and control early delinquency by conducting hind-sighting activities  - Develop credit processes to support smooth customer acquisitions, and monitor turnaround time in sanctions and disbursements  - To monitor Payment Due Date for critical cases and ensure collection of the same  - To create & manage underwriting structure at locations - including CPA & vendors  - Impart Training to sales & distribution channels and other functions on policy and process  - Co-ordinate with Credit vendors to identify the risk / Frauds prevailing in locations and take measures to mitigate the same  - Prepare collateral policy in consultation with Lawyers and values understanding the market practices  - Do competitive bench marking of Credit Policy and credit processes from time to time  Experience & Education :  - Minimum of 15+ years of work experience in a similar role.  - Should be qualified CA / MBA - Finance.  Suitable candidates may forward their updated profiles in strict confidence or Contact me at +91 22 6171 7736   Ganesh Nair Hector & Streak Consulting Pvt Ltd

Mumbai

Head - Credit Risk - Home Loans - NBFC 

Head - Credit Risk - Home Loans - NBFC  ,Job Description for Head - Credit Risk - Home Loans - NBFC  in Hector & Streak Consulting in  Mumbai for (15-20) years of experience. Apply Now!

Job Description for Head - Credit Risk - Home Loans - NBFC  in Hector & Streak Consulting in  Mumbai for (15-20) years of experience. Apply Now!