Head - Credit & Risk - FinTech

GrenoSearch is hiring Head Credit & Risk for India's premier fintech company.

Key Responsibilities :

- Understand the Credit policies for various banks for Indian Personal Loan market.

- Provide thought-leadership on improving customer acquisition strategies, developing statistical credit models, and communicate analytical and credit ideas - internally, as well as to partner banks.

- Empirically test and monitor these models, by designing tests and experiments to measure and evaluate customer credit behavior.

- Monitor the acquisitions funnel, model performance, and portfolio trends to develop strategic lending and business insight.

- Work with Technology and business team to build out new credit acquisition and risk management capabilities and refine existing ones.

- Ideate and help launch next-generation lending products and structures that will drive the next round of innovation and disruption within unsecured lending space.

Skills Required :

- 12 years of experience in unsecured credit risk, at least 5 years of experience in Indian personal loan market.

- Deep understanding of credit risk landscape for personal loans in India.

- Proficiency in relevant analytic programming skills (R, Python, Excel) and willingness to work closely with large data sets and get into the details with business processes.

- Excellent credit judgment and risk assessment as demonstrated by previous experience in developing lending customer acquisitions and/or portfolio management strategies.

- Comfort in re-defining frontiers and passion for doing cutting edge work in unsecured credit risk.