Head - Credit Risk - FinTech (12-15 yrs)
Industry - Banking / Financial Services / Broking
Category - Finance
Job Type - Permanent
Job Description - Opportunity to head the Credit Function for one of the Top Fintechs in the Indian market
Our client is a Leading and profitable Fintech in the Indian market
- Develop and execute credit policies, procedures, and guidelines in alignment with organizational objectives and regulatory requirements.
- Lead the automation efforts in credit underwriting processes to enhance efficiency, accuracy, and scalability.
- Evaluate and implement advanced analytics and machine learning techniques to optimize credit decisioning and risk assessment.
- Collaborate with cross-functional teams including product development, technology, and data science to drive innovation and continuous improvement in credit operations.
- Monitor and analyze credit portfolio performance, identifying emerging risks and opportunities for portfolio optimization.
- Establish strong relationships with external partners including credit bureaus, regulators, and industry peers to stay abreast of market trends and best practices.
- Provide leadership, mentorship, and guidance to the credit team, fostering a culture of excellence, collaboration, and accountability.
- 12+ years of progressive experience in credit management, in the financial services industry.
- Proven expertise in automating credit underwriting processes
- Strong understanding of credit risk management principles, regulatory requirements, and industry best practices.
- Exceptional analytical skills with the ability to interpret complex data and make data-driven decisions.
- Excellent leadership, communication, and interpersonal skills with the ability to influence and inspire cross-functional teams.
- Demonstrated track record of driving strategic initiatives, delivering results, and managing stakeholders effectively.
Leadership role and a Wealth Creation Opportunity
To apply online please click the 'Apply' button below. For a confidential discussion about this role please contact Shubham Kathuria on +91 124 452 5406
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