Head - Credit Process Governance - NBFC

Our client is a large NBFC based at Mumbai.

Key responsibilities:

- Preparation & maintenance of various SOP's for Credit Underwriting and Process metric.

- Review on-ground processes against signed off SOP's to ensure compliance.

- Monthly circulation of Process metric: Application TAT (turn around time), FTR (first time right), Productivity, Data Capture Quality etc., & Automation initiatives with cost -benefit.

- Monthly benchmarking of the Process metric with industry: TAT, FTR etc., to identify gaps and fix those.

- Scout for Process automation opportunities and drive execution within reasonable timelines.

- Develop Quartile approach of Branch categorization to facilitate business growth and maintain portfolio quality at Branch level.

- Monthly Review calls with Credit Heads on Process performance covering gaps, consequent action items. Once in a quarter review with Chief Business Officer and Head Credit Underwriting.

Expertise required/ Domain Knowledge:

- High level of interaction with Technology, Business & Operation units to get buy-in and drive execution & will entail travel.

- Should be highly skilled in drafting presentations for CXO level - related to the job description.

- Communication skills: English language Articulation should be excellent - both written and spoken.

No. of years of relevant experience:

- 18+ years (at least 10yrs in a Process excellence unit) & exposure to Retail Credit

Any specific specialization/education:

- Commerce Graduate , C.A/ B.Tech /MBA-Engineering Preferred

- Certifications: Lean Six Sigma (must) (Black Belt- preferred)