Head - Credit Policy - NBFC

Head Credit Policy for leading NBFC mumbai.

Products: LAP, Mortgage Loans, Gold loans, HL, Loan against shares, Promoter Funding, Loan against Commodities, Margin Trading Facilities, Structure Deals of Unlisted shares and Properties, ESOP Funding, and IPO funding

- Defining Credit, Risk and Operational policies and procedures.

- Credit Assessment of Client - Pre and Final

- Preparation of Credit Appraisal Note and approvals by Credit Committee

- Ensuring Legal Documentation

- Monitoring Risk on Daily, Monthly and Quarterly basis

- Delinquency: Keeping in check by constant follow up, timely restructuring and legal and other actions

- Management MIS for Credit Risk, Monitoring and Delinquencies

CA/MBA with 5-12 yrs exp.