Head - Credit Policy & Fraud Control Unit - Fintech Satrtup - IIM/ISB/FMS/XLRI

About the company :

A Fintech Startup company based in Banglore.

Job Title: Head - Credit Policy and Fraud Control Unit

Reporting to: CRO

Location: Bangalore

Responsibilities:

- Enhance and strengthen the credit lending framework including credit policy, risk operations and making credit policies for company's loan

- Recommend and follow through on policy changes, wherever required in order to improve the portfolio quality and the quality of application sourcing

- Ensure credit policies and program risk acceptance criteria are reviewed regularly, with timely updates for proactive adaptation to changes in legal /regulatory requirements, business strategies, market environment or portfolio performance

- Setup processes and operational capability for proactive fraud prevention

- Develop a rapport with the risk managers of other Fintechs, banks and NBFCs and initiate concerted market action on fraudsters wherever required

Desired Candidates:

- 8-10 years experience in credit policy, operations and fraud control

- Unsecured consumer lending experience in banks and large NBFCs in Indian market

- Tier 1 college graduates. Preferably IIM graduate.