Job Description:
- Formulating strategy and business initiatives for ECG /MEN /HCF on a pan India basis
- Administering said strategy and initiatives to the ECG and HCF teams for effective implementation on the line
- Quantitative analysis of defined business plans vs actual performance of regions
- Validation of reported figures of performance vs budget across the 15 product categories identified by the Bank.
- New product development in line with Bank's objectives and market requirements
- Developing and implementing a department-wide go-to-market plan, working with all departments to execute and deliver
- Ensuring penetration and development of volumes with respect to the following initiatives of the Bank:
- Key officials- accounts
- Salary accounts
- Enet and Trade on Net
- Digitization initiatives like Chillr, Payzapp, Payzapp for business, Smartbuy and PM's insurance schemes
- Liabilities and CTI
- Asset push
- Joint work with retail branches
- Regular review with all 4 regions for tracking progress of each initiative
- Collaboration with branch banking heads, zonal and cluster heads of the retail bank to monitor progress of joint initiatives vs plans for the year
- Augmenting RMs efforts towards target achievement by regular reviews to understand pain areas
- Improvise on and streamline the existing processes of the Bank for improvement of overall customer experience and lower TAT.
- Managing the entire product line life cycle from strategic planning to tactical activities of all 15 products of the department
- Specifying market requirements for current and future products by conducting market research supported by on-going visits to customers and non-customers
- ALCO analysis & projections
- BDP analysis, Fincon coordination and corrective action if any
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