HDFC Bank - Authorizer - Credit Administration

About HDFC Bank

HDFC Bank Ltd was promoted in the year 1994 by the premier housing finance company of the country, HDFC Ltd. The Bank commenced operations as a Scheduled Commercial Bank in January 1995. Today the Bank has a nationwide network of over 4,541 branches and 12,013 ATM's in 2,587 cities/towns.

The Banks American Depository Shares (ADS) are listed on the New York Stock Exchange (NYSE) and the Global Depository Receipts (GDRs) are listed on Luxembourg Stock Exchange. The Bank has been bestowed with numerous awards and accolades from top national and international agencies & magazines. HDFC Bank comprises of a dynamic and enthusiastic team determined to accomplish the vision of becoming a World-class Indian bank. Our business philosophy is based on our four core values - Customer Focus, Operational Excellence, Product Leadership and People. We believe that the ultimate identity and success of our bank will reside in the exceptional quality of our people and their extraordinary efforts. We are committed to hiring, developing, motivating and retaining the best people in the industry The Bank's objective is to build sound business franchises across distinct businesses so as to be a preferred provider of banking services for target retail and wholesale customer segments. We are committed to healthy growth in profitability while ensuring the highest levels of ethical standards, professional integrity, corporate governance and regulatory compliance.

Profile

1. Checking the CAM / approvals for adequacy of approvals basis Credit Policy & Procedure Manual / Product Program.

2. Checking the covenants in the CAM / approvals.

3. Checking the CAM / CRI sheet for completeness of data to facilitate data capture in core system / CLIMS.

4. Checking for RAM rating details which have a bearing on approval matrix.

5. Checking for reject database confirmation by Credit.

6. Secondary check of security documents for correctness & completeness vis--vis stipulations in CAM / Product Program & legal requirements like stamping, execution, & enforceability.

7. Authorizing limit in core / support system post closure of discrepancies, if any, within agreed TAT & with 100% accuracy.

8. To ensure correct updation of critical fields in Core system & CIMS, like NPA Rule id, Security Value linkage, RAM rating, etc.

9. Second level checking CHG-1 & CHG-4 for creation & satisfaction of charge with ROC.

10. To ensure that there is no mismatch in limit setting between core system & CLIMS.

11. To ensure that all deferrals are correctly tracked in CLIMS.

12. To check & authorize the data captured in CLIMS

13. Accurate & timely tagging of CAM in CLIMS.

14. To ensure correct security linkage to facilities for accurate computation of CAPAD / RAROC.

Minimum Requirements

1. Educational Qualification - B.Com / M.Com / L.L.B. / L.L.M. / MBA or equivalent qualifications.

2. Work experience - 3-5 years relevant banking experience.

3. Good Knowledge of financial services industry, documentation, etc.

Salary offered: 8 - 12 LPA