1. Formulate effective credit policy and process for pre-approved /pre-qualified&nbsp;and other similar cross sell products - especially personal loans. 2. Recommend necessary policy changes / actionables based on changes in external business environment, internal portfolio behaviour and organizational goals. 3. Do extensive data and portfolio analysis to track business and risk trends - with objective of business growth and maintain clean portfolio. 4. Monitor and manage bounces / default rates, 30+, NPA, writeoffs. 5. Build necessary system controls for policy implementation. 6. Automate policy norms to maximum extent possible - to ensure unbiased, objective decision-making and adherence to policy rules. 7. Build tracking mechanisms for system /human errors. 8. Prepare Power point presentations, data flow diagrams /design risk dashboards for senior management reporting and risk and business review. 9. Prepare and review Requirement Documents for system developments related to policy / product. 10. Prepare credit checklists, define audit processes and parameters. 11. Create test scenarios, participate in rule coding, UAT and sign-off relevant developments/ projects. 12. Coordinate with multiple stakeholders on various on-going projects and provide meaningful suggestions and observations. 13. Coordinate and guide credit hubs, set performance parameters for credit team.

Mumbai

HDB Financial Services - Credit Policy Manager - Cross Sell 

HDB Financial Services - Credit Policy Manager - Cross Sell  ,Job Description for HDB Financial Services - Credit Policy Manager - Cross Sell  in HDB Financial Services in  Mumbai for (4-8) years of experience. Apply Now!

Job Description for HDB Financial Services - Credit Policy Manager - Cross Sell  in HDB Financial Services in  Mumbai for (4-8) years of experience. Apply Now!