Growth Source Financial Technologies - Financial Analyst

Education :

- Engineer + MBA or CA rank holder + MBA

- One of the education degrees should top notch - proving high degree of comfort with detailed number oriented work

Experience :

- 3-5 years of experience preferably in a lending company

- Couple of years in a Fintech preferred

- Experience of working in Fintech - lending fintechs preferred

Technical Knowledge :

- Indepth understanding of lending products and industry

- Indepth understanding of Yield, IRR, ROA, ROE, unit economics, flat rate, reducing interest rate

- Should be extremely comfortable with - Oustanding, DPD, Cohort analysis of default, 30+,60+,90+, write off, disbursals, Months on Book

- Must have a general sense of industry numbers

- Should have been in FP&A role for couple of years

- Expert at Variance analysis (Budget vs. Actual, Actual vs. Past period leading to waterfall of contribution leading to business reasons)

- Good at business deep dives - should be able to connect operational metrics and levers to financial metrics

- Expert Excel skills lookups, goal seek, circular referencing, solver, index match, pivot tables (calculated fields)

- Some level of comfort with SQL is preferred but is not mandatory

- Should be known in for his/her organization for diligence and tenacity - If you do not have this skill then don't bother to apply. Other skills can be learnt (to a certain extent) for this role.