GetVantage - Credit Analyst

Credit Analyst

Job description

We are seeking a highly motivated and detail-oriented Chartered Accountant to join our team at GetVantage. As a Charted Accountant, you will be responsible for managing and overseeing the financial activities of our company. This includes maintaining financial records, preparing financial reports, and ensuring compliance with financial regulations. The ideal candidate should have excellent analytical skills, strong attention to detail, and a deep understanding of accounting principles.

Responsibilities:

- Own the preliminary screening process for fresh applications and process a thorough financial analysis and background verification of the business as per GV policy and TAT guidelines.

- Own the responsibility of collecting data from the client at different stages of the proposal.

- Undertake the detailed due diligence process in collaboration with the Deal Manager.

- Own the responsibility of writing a detailed credit proposal which includes undertaking financial and business analysis.

- Collaborate with the Deal Manager in reviewing the final credit proposal and presenting the same to the Management for final decision making.

- Conduct industry/sector and business model evaluation on a regular basis and identify key success factors and/or areas of concern.

- Undertake short-term projects to help improve the current process or execute new initiatives.

Skills:

- A Qualified CA with Minimum 1 year of experience in underwriting in an SME lending/Fintech/NBFC/Banks

- Strong understanding of financial statements and ratio analysis.

- Knowledge of MS Excel

- Ability to conduct secondary and primary research on the market and determine success factors for businesses.

- Skilled in expressing ideas clearly and persuasively, both verbally and in writing.

- The candidate has a strong analytical judgement in respect of credit matters, and the ability to form an overview of things.

- Has humility and drive in equal measure; carries a strong appetite for learning new things.

- Has good personal discipline and planning capabilities, is confident working to deadlines without constant detailed supervision

- Accuracy, precision, and attention to detail.