Fusion MicroFinance - AVP - Finance & Accounts

Job Description:

- Ensuring high credit quality of the portfolio through prudent borrower selection, close monitoring of w-to-w credit appraisal process

- The role also envisages formulation and constant refinement of credit criteria/policies in tune with the evolving industry landscape.

- Undertaking client visits at pre-sanction stage and as a part of client monitoring process.

- Overall, the position is responsible for ensuring high credit quality Microfinance loan portfolio.

- Monitoring industry developments to detect potential risk factors that could impact portfolio companies and taking appropriate steps to mitigate the identified risks.

- Ensuring high internal stakeholder satisfaction.

- Ensure adherences to credit processes and policies.

- Keep close watch on turnaround time and ensure speed with accuracy.

- Compliance & risk responsibilities, loan documentation and audit query resolution.

- Adhering to the company's policies and ensuring compliance of the same.

- Graduate/post-graduate/MBA/PGDBM

- Minimum of 10 years of experience in credit assessment of financial institutions with at least 3 - 5 years of experience in assessment of microfinance institutions.

- Proven experience as credit manager and hand-on experience in products and credit processes in microfinance.

- Good knowledge of credit bureau data and KYC norms.

- Experience in writing analytical reports.

- Strong ability to identify key risks relevant for decision making

- Strong analytical skills backed by ability to form independent opinion based on available data

- Excellent attention to detail.

- Good communication skills & command over English.

- Good Interpersonal skills.

- High levels of enthusiasm, self-motivation and a self-managing 'can do' attitude

- High levels of determination and willingness to take on new challenges and responsibilities

- Collaborative and supportive attitude in a team

- Willing to carry out any additional work, challenges and responsibilities relevant to the role