Fullerton India - Vice President - Risk Policy - Commercial Vehicle

- Review portfolio every month with respect to delinquency / losses / fraud for the period underwritten

- Check and keep track on industry trends, key factors impacting industry, performance of trade in local market and regulatory impact. Design and implement new programs in digital product line.

Business & Financial Management :

- Support delivery of EoP AUM- for Commercial Vehicle Loans & focus on operational efficiency through process changes and effective policy implementation.

Portfolio Management and other critical activities :

Portfolio Management, based on accurate evaluation of portfolio performance, market developments and product management imperatives. Key deliverables are as below :

- Expert presentation skill for various management committees

- Expert in excel

- Support new product launches in CV Loans space

- Support business by rolling out regular test programs and convert them into policy basis defined success criterion

- Roll out the key process drivers do ensure successful implementation of programs

- Deliver best practices in all risk management domains across credit and policy which can be replicated at FFH level.

- Aid conduct of audit (statutory/internal/operational risk etc) and help closure of points to satisfaction without any adverse comments

- Trigger monitoring and control

- Co-ordinate with analytics for preparation of various management dashboards and tools for portfolio monitoring

- Regulatory compliance and interactions with various teams

People / Team :

- Institutionalize training programs: Launch level wise Manager

- Develop programs across credit and risk functions. Conduct specific skills workshop for Cluster/ State and Regional shops

- Train the new joinees

- Conduct portfolio dashboard calls

Process / Quality Improvement :

- Optimize efficiency and per unit cost of production, develop customer centric initiatives through policy & process re-engineering, Optimize and consolidate resources and infrastructure & Build scalable platforms to support future growth