Front Office Role - Treasury - BFS

Job Description :

- Raising funds for the Company through various avenues at competitive rates

- Senior fixed rate and floating rate Non-Convertible Debentures (NCDs), Market Linked Debentures, Subordinated NCDs

- Commercial Papers

- Rupee term loans from Banks

- Over draft/working capital lines from Banks

- Refinance from National Housing Bank

- External Commercial Borrowings

- Asset Liability Management & review

- Efficiently manage the ALM to ensure the limits stipulated by regulator and Board are not breached

- Assessing the liquidity conditions of the Company & daily cash flow management

a. Efficiently project, monitor and manage the liquidity to reduce negative carry

b. Ensure sufficient funding at all times to ensure continuity of business operations

- Managing and lowering the cost of funds of the Company

a. Diversify into various borrowing instruments

b. Time the market to ensure borrowing is at low cost

- Handling the relationship of the Company with stakeholders

a. Banks and financial institutions for term loans both rupee and foreign currency

b. National Housing Bank for refinance

c. Bond and Commercial Paper investors

d. Arrangers of Term loans, Bonds & Commercial Papers

e. Rating Agencies

f. Registrar, Depositories and Trustees

- Facilitating and anchoring the annual surveillance of credit rating assigned to the Company by credit rating agencies

- Market updates :

a. Tracking primary market and secondary market deals of Certificate of Deposits, Commercial Papers and Bonds

b. Tracking the movement in yields across products in debt markets

c. Tracking the events in the market to assess the impact on the borrowings of the Company

- Reporting :

a. Timely reporting to senior management regarding treasury activities