Finance Controller - Startup

Job Title: Finance Controller

Location: Bangalore

Who We Are

- Our organization was founded by a team of seasoned bankers with over 120 years of collective experience in banking, financial services and cards, encompassing strategy, operations, marketing, risk & technology, both in India and internationally.

What We Do:

- We offer credit card processing solutions that can help banks in effectively managing their credit card portfolio end-to-end. These solutions are customized to meet the unique strategic, operational and compliance requirements of each bank.

Our product offerings include:

1. Card Programs built for Everyone: Limit assignment based on customer risk assessment & credit profiles including secured cards.

2. Cards that can be used Everywhere: Through POS machines, UPI, E-Commerce websites.

3. A Card for Everything: Enable customer purchases, both large and small.

4. Customized Card Configurations: Restrict usage based on merchant codes, location, amount limits etc.

5. End-to-End Support: We undertake the complete customer life cycle management right from KYC checks, onboarding, risk profiling, fraud control, billing and collections.

6. Rewards Program Management: We will manage the entire card reward and customer loyalty programs for the bank.

Position Overview

- We are seeking a highly skilled and experienced Finance Controller to join our team and lead our finance department. The Finance Controller will play a crucial role in streamlining processes, digitizing systems, and providing actionable insights to drive profitability and support data-backed decision-making. The ideal candidate will be a chartered accountant with a proven track record of success in a similar role, preferably within the industry.

Responsibilities:

- Develop financial forecasting models to aid in fundraising and inform strategic planning. Maintain and enhance financial models, including future projections

- Develop a financial strategy that supports the company's objectives, focusing on sustainable growth and profitability.

- Closely work with business team to evaluate product pricing, marketing campaigns, unit economics.

- Oversee the day-to-day financial operations, mentor our finance personnel, and ensure a seamless financial workflow.

- Manage treasury function and working capital planning

- Lead negotiations with partners and vendors to ensure beneficial deals, contributing to the company's profitability and strategic objectives.

- Prepare comprehensive financial updates for internal stakeholders, investors, and tax authorities, ensuring all reporting requirements are met.

- Ensure legal and regulatory compliance regarding all financial functions across multiple jurisdictions

- Manage fintech finance operations including reconciliation and fund flow management.

Ideal Candidate:

- Degree in finance, Accounting, or a related field and Chartered Accountant.

- A minimum of 5-10 years of experience in finance, with at least 2-4 years in a senior financial leadership role, preferably in a startup.

- Excellent leadership and team management abilities with a track record of leading a lean team.

- Strong communication skills with the ability to present financial data to nonfinancial audiences.

- High level of integrity, confidentiality, and professionalism.