EY - Credit Policy Role - Business Consulting Risk - FSRM Practice

Credit Policy - Business Consulting Risk - FSRM

The opportunity:

Credit Policy - Business Consulting Risk - FSRM- Mumbai

Our FSRM team is a fast-moving, high-growth area with huge potential. It offers variety, challenge, responsibility, and the opportunity to realize your leadership potential.

Our Financial Services Risk Management (FSRM) practice focuses on risk management, regulatory, quantitative, and technology backgrounds. The breadth of experiences of FSRM professionals enables the practice to coordinate the delivery of a broad array of risk management services to capital market participants throughout the world in a well-integrated manner.

Your key responsibilities:

- Have atleast 6 years of experience in Consumer Lending - Unsecured and Secured

- Exposure to Digital Lending space is a must

- Knowledge of credit policies frameworks and processes for retail lending products

- Excellent knowledge of credit evaluation methods, tools & techniques

- Exposure to digital channels, Fin techs and data - traditional and alternative

- Knowledge of RBI regulatory guidelines on lending

- Knowledge of various banking products and risks associated with products

To qualify for the role, you must have:

- 6 to 10 years of relevant work experience

- CA / MBA in Finance or Masters in similar and relevant field

- FRM/CQF/CFA certification would be a plus

- Creative approach to problem solving and ability to navigate in complex matrix environment with focus and execution

Skills and attributes:

In addition to technical competence, what will set you up for success at EY is your ability to:

- Strong communication, documentation, facilitation, relationship-building, presentation and negotiation skills

- Be highly flexible, adaptable, and creative

- Broad consulting and project management skills, effective written and oral communication skills

- Pursue passions beyond work and invest in your wellbeing

What we look for:

People with the ability to work in a collaborative manner to provide services across multiple client departments while following the commercial and legal requirements. You will need a practical approach to solving issues and complex problems with the ability to deliver insightful and practical solutions. We look for people who are agile, curious, mindful, and able to sustain positive energy, while being adaptable and creative in their approach.

What we offer:

With more than 200,000 clients, 300,000 people globally and 33,000 people in India, EY has become the strongest brand and the most attractive employer in our field, with market-leading growth over compete. Our people work side-by-side with market-leading entrepreneurs, game- changers, disruptors, and visionaries. As an organisation, we are investing more time, technology, and money, than ever before in skills and learning for our people. At EY, you will have a personalized Career Journey and also the chance to tap into the resources of our career frameworks to better know about your roles, skills and opportunities.

EY is equally committed to being an inclusive employer and we strive to achieve the right balance for our people - enabling us to deliver excellent client service whilst allowing our people to build their career as well as focus on their wellbeing.

If you can confidently demonstrate that you meet the criteria above, please contact us as soon as possible.

Join us in building a better working world. Apply now.