EXL - Assistant Manager/Manager - Credit Risk Strategy

- Provide subject matter expertise in at least one of the risk concepts within Card and Consumer Assets viz., Acquisitions, Approve/Decline, Line Management, Pricing etc.

- Implement best practices for Originations & Account Management policies and strategies

- Implement robust portfolio and strategy monitoring and tracking reports

- Propose modification / redevelopment of strategies as required

- Implement robust portfolio and strategy monitoring and tracking reports

- Bachelor's degree in mathematics/ statistics/ economics or equivalent; Masters degree is preferred

- Experience in credit risk/fraud analytics strategies development.

- Experience in analytics preferably in the fields like Strategy Development, Loss Forecasting/Reserving, Modeling, Risk Strategy, Marketing etc .

- Experience on SAS is required.

- Experience in managing risk activities in retail lending is essential.

- Experience in managing Retail portfolios such as Mortgage, Cards, Loans and Overdrafts