Evalueserve - Manager/Senior Manager - Lending Services

- Research Lead will join the Lending Services (Corporate and commercial banking) team at Evalueserve, supporting bankers in critical lending/credit processes across end-to-end lending journey such as:

- Financials spreading (PL, BS and CF) on excel based model or lending platform along with key credit metrics calculation

- Performing PD/LGD spreading on risk rating platforms (Quantitative & Qualitative Parameters)

- Calculating covenants in line with facility agreements and providing detailed rationale for covenant Met/Breach results

- Performing Annual/Quarterly or Half yearly reviews and populating credit application templates.

Inclusions are:

- Business Overview,

- SWOT analysis,

- Financial Analysis (Historical and Forecast) (Operating, Leverage & Liquidity ratios),

- Covenant performance,

- PD/LGD analysis,

- Verifying/Calculating compliance against bank transaction guidelines (DSC, FCCR, LTV, Interest cover, leverage etc.) or any other sector-based guidelines,

- Collateral analysis,

- Analyze key points highlighted by rating agencies, reasons for rating changes etc. (Applicable for corporate connections),

- Providing Ad-hoc support to credit managers,

- Mentoring and training of new joiners and acting as a subject matter expert for SBA/BA team members.,

- Handling 2-4 FTE's and managing their performance and development,

- Handling Client calls and periodic communication,

- Providing project management support to group manager and handling project level tasks for e.g., Delivery, Dashboards, QC's, Trainings, Client management etc.

Skill Set Required:

- Strong Accounting and financial skills,

- Understanding and experience of credit review or underwriting role is desirable,

- Experience on lending platforms or credit search platforms like Credit lens, nCino, Lexis/Nexis, Experian would be preferable,

- Excellent interpersonal and ability to build strong team culture,

- Ability to ensure that tasks of team members are completed in a timely manner,

- Ability to practice attentive and active listening skills,

- Challenging current thinking by implementing new ways of working.

Education and experience:

- Bachelor's/Master's degree with a major in finance, economics, accounting or from a reputed institute with 6 year- 14 years' experience in the similar profile.

To understand how Evalueserve processes your personal information:

https://www.evalueserve.com/privacy-policy-evalueserve/