Early Warning Signal Role - SME - Risk - Credit Cards

Roles and Responsibilities

- Keep the data in the various EW reports updated on a regular basis.

- Updating of various manual data and uploading them into the Early Warning System at desired intervals.

- Collation and analysis of data currently available across various reports/ memos and preparing comprehensive reports.

- Undertake RBI CRILC checks for any new activations/ enhancements across IBG segments.

- Work with the BU teams & CRMs for ensuring submission of various data elements / reports in a timely manner.

- Maintaining and publishing of all the prescribed MIS reports at pre-defined frequency.

- Engage with the internal customers and vendors in order to ensure data integrity, when required or mandated.

Desired Candidate Profile

- 5 to 6 years of experience in Banking (preferably SME or credit department) / Credit Rating.

- Professional qualification, graduate or post graduate degree, preferably in business, accountancy, economics, finance etc. along with sound domain knowledge of SME segment and market

- Sound knowledge of financial statement analysis and accounting policies/practices

- Good knowledge of credit evaluation methods, tools & techniques

- Sound understanding of regulatory guidelines on credit issued by RBI (local regulations in India), MAS and local laws and regulations that impact businesses in general

- Knowledge of various banking products and risks associated with them