Qbera a Technology driven marketplace for unsecured personal loans that leverages tech-enabled acquisition, underwriting and loan processing capabilities to offer credit products co-created with banks that are part of Qbera's multi-lender network. Such origination of assets against a bank's liability is performed on a hybrid lending model wherein Qbera shares some of the risk with the bank. Banks and NBFCs plug their balance sheet into Qbera to tap into new customer segments using Qbera's programmatic lending solution and benefit from lower operating expense, data-driven underwriting and credit decisioning, reduction in turnaround time, no cost of customer acquisition, proven technology and increase in profitability. Qbera is now part of E-City Ventures, part of USD 4 billion well-diversified Essel Group. We are looking for Head- Risk Analytics. Job Description: - Be responsible for designing and developing state-of-the-art, data-driven exploratory analysis to build and evaluate predictive and decision models - Provide thought-leadership on improving customer acquisition strategies, developing statistical credit models, and communicate analytical and credit ideas - internally, as well as to partner banks - Ideate and help launch next-generation lending products and structures that will drive the next round of innovation and disruption within unsecured lending space - Manage the analytical components of the project, including project schedules, workflow, and direction to the risk and analytics teams to ensure business objectives are met - Be comfortable gathering, cleaning and analyzing historical data as well as applying different statistical and mathematical techniques to optimise the loan book portfolio as well as identify new customer segments - Be comfortable building as well leading a team of analysts, underwriters and tele-support (if required) - Adapt to changing environments, resources, and project demands - Liaise with bank & NBFC partners on design, implementation & successful delivery & management of lending programmes - Monitor portfolio performance across a variety of cohorts & metrics, and apply corrective measures wherever necessary As a successful candidate, you should be: - BS degree in statistics, engineering, mathematics, computer science, physics, operations research field (MS preferred) - 12-18 years of experience - a significant portfolio, of which should be in analytics, including minimum 5 years of experience in the Indian retail assets (loans) market - Significant hands-on experience conducting and leading predictive analytics engagements, exploratory data analysis, data management and data preparation - Experience analyzing data in order to draw conclusions about data integrity, accuracy, and general relationships with proficiency in analytical tools - Ability to anticipate, investigate and analyze the database and data processing problems to pinpoint cause of problems and recommend possible solutions - Proficiency in relevant analytical programming skills (R, Python, Excel) and willingness to work closely with large data sets and get into the details with business processes - Strong people-management, leadership, communication and presentation skills - Quick problem solving capabilities. Lead project team to deliver projects in short timelines - Entrepreneurial or start-up experience is preferred

Bangalore

E-City Ventures - Head - Risk Analytics - Qbera 

E-City Ventures - Head - Risk Analytics - Qbera  ,Job Description for E-City Ventures - Head - Risk Analytics - Qbera  in eCity Ventures in  Bangalore for (12-18) years of experience. Apply Now!

Job Description for E-City Ventures - Head - Risk Analytics - Qbera  in eCity Ventures in  Bangalore for (12-18) years of experience. Apply Now!