28/01 Dheeraj Walia
CEO at Steps

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DVP/VP/Director - Credit Approver - Mid & Large Corporate - Bank (11-18 yrs)

Mumbai Job Code: 658446

Job Title: Credit Approver (Mid & Large Corporate), Part of the Risk Function

For West & East

Designation: DVP/VP/Director

Location: Mumbai

Job Description: Key Responsibilities

- Responsible for credit approver of Mid & Large corporate clients in adherence to the organisations policy. Identifying and mitigating risk by taking decision on the exposure levels, collateral and guarantees for all regular banking and treasury products.

- Experience in carrying out due diligence and appraising projects across various sectors.

- Review and adherence of the rating methodology / framework for risk classification.

- Working closely with external partners to create the risk grading & portfolio management system.

- Manage credit risk across all products and transactions in wholesale bank.

- Active client interaction for risk assessment as well as execution of transactions.

- Manage business partner expectations within the Firm's risk appetite.

- Responsible for identification of other risks and escalation to relevant risk partners.

- Formulating specific policies and procedures including those required to comply with Regulatory framework.

- Creating underwriting matrix and grading for approval limits within the team.

- Regulatory interaction for Credit Risk Management.

- Maintaining a healthy portfolio to keep NPA's to the lowest levels possible.

Candidate Profile - 

- Credit Approving Authority for Mid & large corporate clients

- Underwriting experience of managing Mid & large corporate clients

- Sound understanding of cross industry dynamics

- Sound Analytical skills & great interpersonal skills

- An effective team player

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