Data Analytics:
- Analyze data to identify high risk segments to limit and decrease loss rates.
- Perform exploratory data analysis to identify interesting data trend/ insights.
- Carry out deep dive analysis on data to identify cross-sell or product bundling opportunity.
Model Validation:
- Build/Validate statistical scoring models on Unsecured lending portfolios that would aid in customer segmentation.
- Policy formulation
- Develop new policies for new partners and channels.
- Review and update policies for existing partners in case of any change.
- Work with tech team to design test and implementation for any changes (partner related or regulatory) in policies.
Portfolio Management
- Constantly Evaluate portfolio performance.
- Benchmark to Industry Standards.
Loss Management
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