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30/06 Neha Mittal
Assistant Manager - Human Resource at DMI Finance

Views:456 Applications:90 Rec. Actions:Recruiter Actions:89

DMI Finance - AM/Manager - Credit Analytics - Consumer Loans (2-7 yrs)

Delhi NCR Job Code: 1118472

To manage credit policy for consumption loans partner .

- 3-5 years

- Experience in Risk Management.

- Experience in unsecured lending

- Skills: R/Python, SQL , Advanced Excel including Pivot Tables

Data Analytics

- Analyze data to identify high risk segments to limit and decrease loss rates.

- Perform exploratory data analysis to identify interesting data trend/ insights.

- Model Validation

- Build/Validate statistical scoring models on Unsecured lending portfolios that would aid in customer segmentation.

- Policy formulation (good to have, not required)

- Develop new policies for new partners and channels (Acquisition & Line management)

- Review and update policies for existing partners in case of any change.

- Work with tech team to design test and implementation for any changes (partner related or regulatory) in policies.

Portfolio Management

- Constantly Evaluate portfolio performance.

- Benchmark to Industry Standards.

Loss Management

- Monitor CL portfolio on a daily/weekly basis for any increase in risk (loss rates)

- Forecast loss for CL portfolios

Stakeholder Management

- Interacting with cross functional teams and driving the credit policy agenda and ensuring correct implementation of credit policy guidelines in origination system and decisioning platforms

- Lead discussions with external stakeholders/ channel partners during engagement calls

Women-friendly workplace:

Maternity and Paternity Benefits

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