Director - Origination - Bank/NBFC

About the client:

- Company Name: Antal International

VP / SVP - Origination

- Direct Origination is partnership-based retail Business division of the Client. It caters to loan products up to INR 1 crore ticket size across sectors namely Micro Finance, MSME, Consumer and Personal Loan, Vehicle Finance and non-FI space. The business is primary driven by B2B2C model and covers products like JLG group loan, Unsecured Business Loan, working capital, Supply chain, Term loan, among others.

- This business unit is one of the focus areas of the retail business with the aim to build retail portfolio for the organization. Since inception, our client has disbursed more than USD 250 million across 2 million loans.

- The incumbent is required to manage relationship across Direct Origination (DO) partners, build portfolio, and manage process as part of new partner on boarding.

- The candidate is expected to have/develop a thorough understanding of the underlying sectors to assess the business environment, risks such as credit risks, regulatory risk, economy risk etc.

- To cover clients to assess the ground level operations, business, credit risks and to be able to identify business opportunities and early warning signals.

Job Location - Mumbai / Delhi

Job Description :

- Manager evaluation and onboarding of NBFC, fintech and platform entities for partnership business.

- Manage new product, technology and processes related to the partnership business.

- Have understanding and to handle risk, compliance part of business.

- To visit clients to assess the ground level operational, process, client base, risks and market space.

- Develop networks and maintain an up-to-date knowledge of the wider policy, regulatory environment and recent development in the sector

Must Have :

- MBA/CA/CFA or equivalent

- 10 plus year of relevant experience in the financial sector preferably in the banking /non-banking finance sector

- Experience in handling portfolio of MSME/Mid corporate, PL, consumer segment

- Co-origination / Co-lending experience is mandatory