Director/Associate Director - Credit Analysis - Bank - CA/IIM/ISB/MDI/FMS

Reporting to the Managing Director of the Bank, you will be responsible for-

- Conducting detailed analysis of loan opportunities across various sectors in different geographies

- Developing a detailed financial model comprising transaction details, financial statement analysis, projections, credit metrics, amongst others

- Conducting sensitivity analysis on projections - for stress testing on loans for serviceability

- Identifying deal specific covenants which can act as early warning signals while monitoring loans

- Drafting credit reports with key takeaways on opportunity; the report has to be concise, easy to read format for credit and risk to review and comment

- Detailed industry/market studies to understand the operating environment of the borrower

- Monitoring borrower performance on an ongoing basis and producing periodic review reports, including annual reviews

- Interacting with clients to discuss data gaps, inconsistencies, analytical frameworks, etc.

- Leading a team of senior analysts to execute and deliver tasks as per timelines

- Managing and keeping team morale positive in testing times

- Coordinating with product teams to explain credit specific requirements as product features

Desired Candidate Skills-

CA/MBA from Tier 1 Institute you will be responsible for :

- Strong financial analysis

- Ability to draft financial reports

- Team Management

- Client Communication

Must have experience of working with a bank and Rating agency