Deputy Vice President - Policy & Portfolio - BFSI

Roles and Responsibilities:

- Create model based digital underwriting policy, scorecard driven customer segmentation strategy. Credit risk evaluation, assessment & policy formulation.

- Regular review of partner portfolio and share monthly report on action plan on corrective action via analysis of delinquent cases.

- Working on solutions for credit underwriting basis different product constructs, Portfolio management & monitoring Operations, audit & compliance.

- Monitoring Portfolio risk through portfolio performance, early warning indicators, bounce rates, non-starters and other trends and rework on risk framework - specifically related STP process for Digital Journey.

- Automation of Credit Policies to ensure no/minimal manual Intervention in assessing the creditworthiness.

- Working continuously with the Data Science team to validate the performance of partner portfolio and to put proper reporting and analytics infrastructure in place to draw insights from data