Deputy General Manager - Regional Manager - Credit Origination

Regional Manager Credit Origination (Deputy General Manager)

Reporting : General Manager Credit Origination (Mumbai)

Locations : Hyderabad- 1 , Chennai -1

Job Description:

The Primary Profile we are looking for is Role of Regional Manager

- Identify and acquire new small/mid/large corporate clients in different lending segments within policy guidelines.

- Meet loan intermediaries/consultancy firms for new business

- Explain products, understand customer needs & propose products or lending terms to cater these requirements within policy guidelines.

Building & maintaining relationship with clients:

- Renewal of existing accounts

- Timely resolution of client queries / requirements

- Overall contribution in building / maintaining loan book

- Planning and completion of periodical inspections of mortgaged properties

- Periodical review of Auditors / LEs reports for existing accounts

Credit Processing & Execution:

- Market intelligence generated for Credit Appraisal

- Research input to processing team for Credit Appraisal

- Liasoning with clients / advocate / valuers etc. for processing and execution

- Vetting of advocates / valuers, LEs reports

- Adherence and compliance to Credit policy / manual and management directions

Asset Quality & Recovery:

- Timely Collections and Recovery of stressed accounts

- Measures initiated for timely collections and payments

- Market Intelligence / input provided / steps taken for minimization of slippages"

We need someone Who looks in to the below Mentioned.

1. Structured Finance:

2. Equipment Finance:

3. Discounting of Lease Rentals/Receivables Finance:

4. Take - out Finance:

5. Loan against Property (LAP):

6. Loan against Property and Securities (LAPS):

7. Loan against Bank Guarantee: