DBS Bank - Credit Analyst - Large Corporates

Credit Analyst - Large Corporates/MNCs

Job Purpose:

- Supporting Sr. Relationship Manager in day-to-day tasks for Strategic Group accounts.

- Preparing credit proposals and holding discussions with RMG to ensure timely Credit Approvals.

- Monitoring KYC / Signature updation requests.

- Documentation and support for Transaction disbursements.

- Portfolio monitoring for any signs of stress

Key Accountibilities :

1. Accountable for preparation of credit proposals, Arrange for Credit Approvals by discussing with Credit Approvers, Documentation and Disbursement of the facilities.

2. Ensure compliance with all internal & external guidelines.

3. Assist SRM in

a. Manage complete transaction flow end-to-end

b. Monitor portfolio

c. Achieve revenue / ROE / business targets

d. Understand client requirements and identify Cross sell opportunities along with Product partners.

e. Keep a close contact with client at various levels to ensure smooth and timely flow of information.

4. Interaction with internal partners, develop working relationship with internal team such as RMG, CCU, T&O, L&C, GTS & T&M. Interacting with External Clients for gathering information for day-to-day business.

Required Skills :

- MBA or CA with relevant number of years of experience in banking is preferable.

- Overall experience in corporate or commercial banking.

- Understanding credit proposals / credit approval process.

- Understanding of products.

Technical Competencies :

- Sound understanding corporate & commercial banking, products, credit proposals & approval processes, internal guidelines & policies.

- Understanding of regulatory guidelines on banking policies issued by RBI (local regulations in India) and local laws and regulations that impact businesses in general.

- Understanding of KYC requirements & Anti-money Laundering Policies are critical.

- Knowledge of financial markets and products to assist in meaningful dialogue with client.

- Financial Analysis and research capabilities. Evaluation of credit risks involved in credit proposals.