Data Analyst - BFSI

Key Responsibilities:-

- Interpret data, analyse results using statistical techniques and provide ongoing reports.

- Develop and implement databases, data collection systems, data analytics and other strategies that optimize statistical efficiency and quality.

- Acquire data from primary or secondary data sources and maintain databases/data systems.

- Identify, analyze, and interpret trends or patterns in complex data sets.

- Data Analysis with different cuts.

- Data Management (Storing, Tagging, Identification, Cleaning)

- Opportunity Creation via Data Analysis

- Identify data flow path

- Define data fields and format (as per Business & IT)

- Define stage wise data owners and access levels

- Define data safety and security protocols

- Analyze raw lead data and identify validation criteria

- Validate raw data (contactability, eligibility, Current O/S, DND, etc.)

- Identify/ Create product offerings (LAP, Secured/ Unsecured, WDL/WTL, etc.)

- Define product specifications (ROI, Tenure, LTV, Proc Fee, Documentation, etc.)

- Identify policy deviations or exceptions (if any) and seek sign off

- Create pre-qualified offer criteria (Credit Assessment Approach: Income, Banking, Surrogate, etc.)

- Prepare Product Collateral (Brochure, FAQs, Calling Scripts, etc.)

- Create entire process flow (data sourcing to loan maturity)

- Identify various functional aspects (sourcing, validation, data flow, fulfillment) and key metrics

- Identify stage-wise process owners and responsibilities

- Define control/ governance mechanisms (SOP, Escalation matrix, etc.)

- Define preliminary campaign level SLAs (for initiating POC)

- Track trends and patterns for refining SLAs