CSB Bank - Portfolio Manager - SME

SME-Portfolio Manager

Job Description :

- Managing relationship of mapped clients and ensuring attrition of clients are controlled along with a focus on limit enhancement, Utilisation and reference from existing clients for new asset relationship.

- Responsible for overall asset book and revenue growth basis assigned targets.

- To ensure all regulatory guidelines are maintained by the clients and every compliance norms are followed by the clients as per the credit guidelines

- Need to keep the portfolio hygiene in control along with ensuring the relationship results in wallet share increase by means of cross-selling in Insurance, Self-funding and FX/Trade. Basic renewal proposal CAM needs to be put in by the concerned.

- Need to ensure all mapped clients are controlled for attrition and existing portfolio grows basis to service and relationship management and thus also yielding good cross-sell like Trade/FX and insurance

- Balance sheet reading, Assessment of credit and risk ratios, Interpersonal skills and relationship skills

- To build a high-quality SME portfolio for the bank by managing the existing clients and also acquiring new relationships from the Market. SME segment Products would be Working Capital, Term Loan, Trade Finance LAP.