CRISIL - Senior Research Analyst - Counterparty Credit Risk Assessment - Corporate

A Brief Synopsis about us :

About CRISIL :

CRISIL is India's leading Ratings, Research, Risk and Policy Advisory Company.

CRISIL's majority shareholder is Standard & Poor's. Standard & Poor- s, a subsidiary of The McGraw- Hill Companies, is the world's foremost provider of independent credit ratings, indices, risk evaluation, investment research and data.

CRISIL offers domestic and international customers a unique combination of local insights and global perspectives, delivering independent information, opinions and solutions that help them make better informed business and investment decisions, improve the efficiency of markets and market participants, and help shape infrastructure policy and projects. Its integrated range of capabilities includes credit ratings and risk assessment; research on India's economy, industries and companies; financial research and analytics outsourcing; fund services; risk management; and infrastructure advisory services.

CRISIL's Core Businesses

- Rating

- Global Research - IREVNA & Global Analytical Center(GAC)

- Research

- Capital Markets

- Infrastructure Advisory

- Risk Solutions

Job Duties :

- The role comprises working on credit risk assessment of corporate entities spread across multiple sectors and regions.

The credit assessment process requires the following :

- Undertaking research and analysis of corporate entities through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile.

- Understanding the potential for sovereign support or parent support which would need to be factored into the credit assessments.

- Preparing a detailed credit assessment report and elaborately discuss the company profile and credit risk considerations.

- Preparing a detailed peer analysis on the operating and financial side.

- The task will also involves preparing and updating financial models for the credits which includes analysis of historic trends along with projecting the future performance.

- Other activities include preparing industry databases and reports.

- Establish and maintain consistent standards and processes in credit analysis through interaction with sector specialists and senior analysts

- The role may also require training and mentoring junior colleagues on specific aspects of credit risk, sector and domain nuances.

Skills required :

- Strong understanding of finance and accounting concepts; especially, adjustments in calculation of adjusted earnings, cash flow and leverage metrics.

- Excellent report writing and communication skills.

- Ability to identify key characteristics and drivers of sectors assigned.

- Credit assessment and analysis (or financial analysis), including business, financial and management profiling.

- Prior experience in credit research or credit risk assessment or equity/financial research along with report writing experience is mandatory.