Crisil - Credit Analyst/Sr Credit Analyst

Essential Qualification Two years full-time MBA (Finance) or equivalent OR CA

Experience 0 - 3 years of relevant experience in credit analysis or credit research in global

Markets (for Credit Analyst position)

Experience 3 - 5 years of relevant experience in credit analysis or credit research in global

Markets (for Senior Credit Analyst position):

- Functional Responsibility / Domain Related

- Understand, analyze and provide analytical support on various SF deals globally.

- Understand the characteristics and performance of various underlying assets and the subsequent/ potential dynamic cashflow impact on the corresponding liabilities/ notes.

- Various need based activities such as

- extensive handling and analysis of data,

- usage of sophisticated tools for analysis to arrive at meaningful observations,

- preparation of deal reports/tables

- building of cash flow models using appropriate modelling tools.

- Support global Credit Analyst(s) for monitoring and tracking the performance of a portfolio of credits / transactions, and responding to credit events

- Track and understand industry dynamics and regulatory trends

- Track operational performance, which includes evaluation of:

Country and macroeconomic risk

- Competitive position

- Strategy / execution / management

- Profitability / peer comparisons

Track financial performance, which includes evaluation of:

- Accounting

- Financial governance and policies

- Financial ratios and trends

- Liquidity / short-term factors

- Work on financial models - historical and projections, conducting peer comparisons

- Prepare internal credit research reports and notes

- Assist global Credit Analyst(s) in the preparation of publishable credit reports