Crisil - Credit Analyst/Senior Credit Analyst - Structured Finance

Position Summary

Position Credit Analyst/ Sr. Credit Analyst

Department GAC - Analytical Operations - Structured Finance

Location Mumbai

Role Summary - Functional Responsibility / Domain Related

- Support global Analyst(s) for monitoring and tracking the performance of a portfolio of structured finance transactions, and in responding to credit events.

- Track and understand industry dynamics and regulatory trends

- Assist in regularly reviewing structured finance deals (RMBS (Residential Mortgage Backed Securities), ABS( Asset Backed Securities), CMBS(Commercial Mortgage Backed Securities), etc. across regions) using proprietary platforms; ensure the correctness of the cash-flows

- Assist in the preparation of cash flow models and provide modeling support. Modelling involves:

In-depth understanding of transaction documents such as Offering Circular, Indenture, Swap Agreement, etc. to understand the structure and features of the deals

Preparing setup files

Writing appropriate conditions & payments structure in the tool needed to generate the required output and make it ready for investors

- Model maintenance involves regular testing and validation of models based on the most recent reports, statements published by issuers, servicers, understanding payment structures and revising the model to be in sync with expected outcome

- Prepare internal credit research reports and notes

- Stay abreast of the latest developments in the structured finance market and their implications

- Process Adherence

- Adopt defined processes in day to day execution of assignments

- Ensure that new knowledge gained is retained and documented through operating manuals

- Work with other teams and suggest methods to make the current process more efficient

- Strictly practice and follow all Compliance, Confidentiality, and Information Security Policies, Procedures and Guidelines of the Organization.

- Client Management / Stakeholder Management

- Build and maintain relationships with international clients

Essential Qualification Two years full-time MBA (Finance) or equivalent OR CA

Experience 1- 6 years of relevant experience in structured finance

Skills - Excellent oral and written communication skills

- Understanding of accounting and financial analysis and concepts

- Positive attitude with qualities of a team player

- Solution orientation

- Open to new ideas and initiatives

- Ability to build client relations and take a view based on client guidance

- Ability to take ownership and execute tasks independently

- Ability to deal with pressure