Posted By
Posted in
Banking & Finance
Job Code
1200387
About The company :
- CreditVidya is a Hyderabad based, well-funded, and growing startup in the fintech space.
- We are an embedded financial services provider lending to consumers and business for various purposes across multiple distribution points (online/partnership & offline)
- One of the top-rated AI companies in India built credit scores, alternate data products using multiple data sources and operated as SAAS for 50+ clients across banking and tech industry.
- Team comes from a variety of backgrounds: Experts from NBFC, Bureaus, Banking, Technology, ex-entrepreneurs, co-located, PAN-India, diverse.
What will you be doing?
- Evaluate acquisition and portfolio risk in our lending portfolio, by complete assessment of our internal scorecards and policy matrices.
- Constantly assess effectiveness of existing credit policies and recommend new policies and corresponding operating guidelines for unsecured lending products
- Work closely with business teams in building pricing, limit enhancements and cross sell strategies
- Help shape the product design and operations processes by evaluating them from a Credit/Fraud risk lens
- Work closely with collections and underwriting team to ensure the feedback loop is closed and learnings are relayed into our credit decisioning strategies
- Interact with lending partners in helping them understand innovative programs and define metrics for tracking
- Own the periodic review with the lending partners to track portfolio performance
From your experience you should :
- Have thorough knowledge of risk & business analytics concepts - scorecard performance review, gap analysis, hypothesis testing, etc.
- Have understanding on credit policy, underwriting process, and experience of implementing credit strategies for unsecured lending products
- 4+ years of experience doing qualitative and quantitative analysis in the similar domain
- Extract valuable insights through by creating new variables and establishing relationships among them
- Have ability to work independently and derive the desired results
What will you get?
Good pay. We will pay well enough that money alone would not be a blocker for you joining.
Mentorship and a chance to grow professionally by experts from NBFC, Banking, Bureau, Technology
A chance at a career-building stint.
CreditVidya is in excellent shape and poised to become significant.
An opportunity to be part of a blitz scaling team and shape the industrys narrative.
A chance to define the company culture, be a stakeholder in how we do things. Don't like something? Make your case; change it.
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Posted By
Posted in
Banking & Finance
Job Code
1200387