CreditVidya - Risk Manager - Credit Risk

From your experience you should:

- Have thorough knowledge of risk & business analytics concepts - scorecard performance review, gap analysis, hypothesis testing, etc.

- Have understanding on credit policy, underwriting process, and experience of implementing credit strategies for unsecured lending products

- 2.5+ years of experience doing qualitative and quantitative analysis in the similar domain

- Extract valuable insights through by creating new variables and establishing relationships among them

- Extract valuable insights from performance data and make recommendations

- Have the ability to translate hypothesis into nuanced analytical intent

- Have the ability to work independently and derive desired results

- Be analytically rigorous and structured

- Work with partner teams to communicate requirements and drive necessary outputs

What will you be doing:

- Evaluate acquisition and portfolio risk in our lending portfolio, by complete assessment of our internal scorecards and policy matrices.

- Constantly assess effectiveness of existing credit policies and recommend new policies and corresponding operating guidelines for unsecured lending products

- Work closely with business teams in building pricing, limit enhancements and cross sell strategies

- Leverage data to build, monitor and deploy strategies to enhance collections efficiencies

- Work closely with collections and underwriting team to ensure the feedback loop is closed and learnings are relayed into our credit decisioning strategies

- Interact with lending partners in helping them understand innovative programs and define metrics for tracking

- Own the periodic review with the lending partners to track portfolio performance

What will you get?

- Good pay. We will pay well enough that money alone would not be a blocker for you joining.

- Mentorship and a chance to grow professionally by experts from NBFC, Banking, Bureau, Technology

- A chance at a career-building stint. CreditVidya is in excellent shape and poised to become significant.

- An opportunity to be part of a blitz scaling team and shape the industry's narrative.

- A chance to define the company culture, be a stakeholder in how we do things. Don't like something? Make your case; change it.