From your experience you should : - Have thorough knowledge of risk & business analytics concepts - scorecard performance review, gap analysis, hypothesis testing, etc. - Have understanding on credit policy, underwriting process, and experience of implementing credit strategies for unsecured lending products - 4+ years of experience doing qualitative and quantitative analysis in the similar domain - Extract valuable insights through by creating new variables and establishing relationships among them - Extract valuable insights from performance data and make recommendations - Have the ability to translate hypothesis into nuanced analytical intent - Have the ability to work independently and derive desired results - Work with partner teams to communicate requirements and drive necessary outputs What will you be doing : - Evaluate acquisition and portfolio risk in our lending portfolio, by complete assessment of our internal scorecards and policy matrices. - Constantly assess effectiveness of existing credit policies and recommend new policies and corresponding operating guidelines for unsecured lending products - Work closely with business teams in building pricing, limit enhancements and cross sell strategies - Help shape the product design and operations processes by evaluating them from a Credit/Fraud risk lens - Work closely with collections and underwriting team to ensure the feedback loop is closed and learnings are relayed into our credit decisioning strategies - Interact with lending partners in helping them understand innovative programs and define metrics for tracking - Own the periodic review with the lending partners to track portfolio performance

Hyderabad

CreditVidya - Risk Manager 

Job Description for CreditVidya - Risk Manager  in CreditVidya in  Hyderabad for (3-7) years of experience. Apply Now!