CreditVidya - Product Manager - Decision & Collection

Product Manager - Decision & Collection

Every company will be a fintech company

Ever since we began our journey in 2013, our aim has been to enable credit for every possible earning individual. Like payments, which have become digital, embedded & ubiquitous in the last 8 years, credit too will become a ubiquitous instrument for a consumer/business owner to transact for various purchases whether it is a vanilla Term Loan to consumer financing to working capital finance. And we are at the forefront of this shift.

We are one of the top-rated AI companies in India built credit scores, and alternate data products using multiple data sources, and operate as "SAAS" for 50+ clients across the banking and tech industry.

We are technology first, customer first and build products that help us give asymmetric scale

We launched embedded credit in 2020 under the brand name Prefr where we deeply embed our solution within a large online distribution platform at the time of the transaction for consumers via Personal Loan/Consumer Loan

We have embedded our solution with over 50+ partners

Our current annualized disbursals as of FY 2023 stand at ~$200mn

Our team comes from a variety of backgrounds: Experts from NBFC, Bureaus, Banking, Technology, ex-entrepreneurs, co-located, PAN-India, diverse.

What you will be doing?

- Own the decision and collections charter and define the long-term vision and roadmap for it.

- Ensures conceptualization from a platform and a long-term view. ensures value-based prioritization of product initiatives.

- Conduct market research and competitive analysis to identify opportunities for product/ feature differentiation and improvement

- Collaborate with engineering, AI, risk, BI, collections, finops and other product teams to build products/solutions that are loved, define high-quality specifications, ensure development is on track and define timely-impact of launches.

- Launch Go-to-market of product/features with internal stakeholders

- Monitor shared services performance and gather customer feedback to inform product decisions

- Collaborate with architecture teams to improve overall software design

From your experience, you should:

- 5+ years of experience as a Product Manager, with a focus on B2B products or platform products

- Have completed bachelor's or Master's degree in Computer Science, Engineering, or a related field, MBA skill is a bonus.

- Strong software development, analytics, problem solving experience

- Experience in building decision as a service and/or collections as a service for fintech,bank,nbfc product/services

- Excellent communication and leadership skills

- Experience working with cross-functional teams and managing complex projects

What will you get?

- Opportunity to build financial services and products for the next billion

- Good pay. We will pay well enough that money alone would not be a blocker for you joining.

- Mentorship and a chance to grow professionally by experts from NBFC, Banking, Bureau, Technology

- An opportunity to be part of blitzscaling team and shape the industry's narrative.

- A chance to define the company culture, be a stakeholder in how we do things. Don't like something? Make your case; change it.