Credit Underwriter - FinTech

Experienced Credit manager with a demonstrated history of working in the financial services industry. Skilled in Banking, Credit Analysis, Credit Monitoring, Credit Risk, and Loans.

Job Location - New Delhi

- Check complete file (KYC, Income & Financial Documents) and raise queries if there are some documents missing which are required as per policy for Loan appraisal.

- Responsible for the application process login to punch in system. Personal Discussions (PD) with Borrowers and Recommendation for Sanction.

- Collateral visit at Given Properties and Check Actual Market Value. Analysis the File of Company Files (Pvt. Ltd and Public Limited).

- Responsible to coordinate with vendors for Reports (FI, RCU, Valuation & Legal).

- To appraise/Underwriting the loan in Products (Secured & unsecured) Business Loan, & PL. - Co-ordinate with Sales to complete the queries & make final CAM to Maintain TAT and prepare various types of MIS as when required.

- Responsible for delinquency under control and maintain collection TAT with help of collection team.