Credit Saison - Senior Associate - Collections - SME

About Credit Saison India (CS India)

CS India is a fully owned subsidiary of Credit Saison Co. Ltd ("Credit Saison"). Credit Saison was founded in 1951 and is listed on the Tokyo Stock Exchange and is one of the largest credit card issuers and consumer financing companies in Japan. Credit Saison as a group has a Balance Sheet of c.US$32 bn and has over 4,300 employees.

CS India is a technology led Systemically Important - Non Deposit taking NBFC with the vision to become a leading Neo Lending Conglomerate.

CS India kicked off its lending business towards the end of 2019 upon receiving its NBFC licence. Through a partnership and technology focussed approach, CS India has launched multiple verticals. To date, CS India has a Wholesale Lending Vertical and a Co-lending / FinTech Partnerships Vertical. The company partners with other NBFCs / FinTechs / New Age lending Companies to help build its retail book primarily across the Consumer and SME segments.

On the Wholesale Lending Vertical, CS India is currently working with nearly 30 NBFCs across various asset classes such as SME, Consumer, Vehicle Financing, Gold Loans and is looking to start onboarding entities in the MFI and Agricultural finance space in the near future. On the Co-lending / Fin Tech Partnerships vertical, CS India currently works with roughly 15 partners across the SME and Consumer segments

CS India has also received a AA+ rating from CRISIL. The highly coveted AA+ rating reflects CS India's strategic importance & strong financial support from its parent and CS India upcoming growth plans.

For more info visit: www.creditsaison.in

Job role:

- Responsible for managing the collections process for the allocated pool.

- Ensure field collection visits to customers for achieving resolution of allocated accounts.

- Must have worked for SME

- Responsible for achieving monthly targets.

- Ensure that monthly bucket wise resolution targets are achieved.

- Ensure maximum recoveries by collaborating with other teams including legal/central collections

- Achieve target collections of charges and late payment penalties from customers.

- To maintain data for administrative work related to collection such as updating delinquent account history, providing and maintaining MIS report, reviewing collection feedback regularly.

- Ensure Collection Process and Legal guidelines are adhered to and Collections Code of Conduct is followed