Credit Saison - Manager - Wholesale Risk - IIM/ISB/MDI/FMS

About Credit Saison:

A Neo-Lending Conglomerate here to enable India's credit growth story, Credit Saison India, emboldened by our Global MNC parent, is here to accelerate India's credit growth story: by building a Technology-Led Neo-Lending Conglomerate.Across our verticals, we offer bespoke solutions to meet the various credit needs of Individuals, SMEs, FinTechs, and NBFCs. Credit Saison India ("CS India"), having been founded in 2018, operates under the registered name Kisetsu Saison Finance India Private Limited as an MNC subsidiary of its parent company - Credit SaisonCo. Ltd in Japan. Across our various business verticals like Wholesale Financing, Co-origination Financing, Consumer Financing, and SME Financing we look towards reaching resilient Assets Under Management ("AUM") of US1bn in record time.

More about us on https://www.creditsaison.in

Job Description: Manager Wholesale Risk

Taking responsibility on the risk assessment and recommendation for wholesale deals and managing the portfolio with the following:

- Conducting due diligence and field visits on new and existing clients

- Financial and business analysis for client's risk assessment

- Review and assessments of client's process and systems

- Preparation of risk presentation and related materials

- Analysis of asset quality and stress testing

- Building and analysing various financial model's/ cash flows/ projections and scenario analysis

- Monitoring of existing clients and identifying early warning signals

- Industry benchmarking and cross portfolio comparison and analysis

- Developing views on sectors and sub-segments

- Liaison with other teams and other risk team members to ensure smooth functioning and regular updates.

Skill set required :

- Candidate should have a background of evaluating or underwriting entities in financial services sector

- MBA from a top B-School with total experience of ~ 5 years

- A team player who can work in sync with internal and external stakeholders

- Excellent Excel and PowerPoint skills

- Ability to take initiative and run solo on the work being assigned. Flexible to take up new initiatives.

- Clarity in communication and confidence to put forward one's view

Candidates working on Banks, Credit Rating Agencies and other NBFCs dealing with clients in financials sector would be ideal fit for this role.