Credit Saison - Assistant Vice President - Wholesale Risk - IIM/ISB/MDI/FMS

AVP - Emerging Corporate - Wholesale Risk

Job Description :

- Taking responsibility on the credit analysis and risk assessment for recommendation on wholesale deals in emerging corporate segment and managing the portfolio with the following:

- Conducting due diligence and field visits on new and existing clients

- Financial and business analysis for client's risk assessment

- Review and assessments of client's process and systems

- Preparation of CAM and related materials with risk recommendations and suggestion on covenants to safeguard company's position.

- Building and analyzing various financial model's/ cash flows/ projections and scenario analysis

- Industry benchmarking and cross portfolio comparison and analysis

- Help with defining the credit policy parameters for the vertical

- Developing views and guidance on various sectors and sub-segments

- Liaison with other teams and risk team members to ensure regular updates and monitoring of portfolio clients. Identifying early warning signals.

Skill set required :

- Total experience of 6 - 9 years

- SME to guide and coach the business and credit team on best practices and build required processes.

- Excellent Excel and PowerPoint skills

- Ability to take initiative and run solo on the work being assigned and gradually look to build and manage a team. Flexible to take up new initiatives.

- A team player who can work in sync with internal and external stakeholders

- Clarity in communication and confidence to put forward one's view

Tier-1 MBA candidates will be preferred