Credit Risk Role - Supply Chain Finance - NBFC

Credit Risk - Supply Chain Finance for an NBFC

Job Responsibilities:

- Assessment & mitigation of risk in Anchor-led business by thoroughly analyzing the financials, business model, banking, and hygiene checks on dealers and vendors.

- Monitoring of SCF book and Collections;Setting up a framework for monitoring and collections and implementing the same.

- Meeting the dealers and vendors, an inspection of units, factories, and go-downs for underwriting and assessment of their needs.

- Ensure credit process and credit policy is implemented while approving and recommending supply chain cases.

- Engaging with the Business team for Anchor level assessment, and program features.

- Maintain TAT while Responsible for underwriting supply chain finance business.

- Taking reference checks from the market for dealers and suppliers.

- Monitoring escrow churns/credits.

- Tech build-out/ credit filter coding.

- Periodical/Annual review of existing cases.

- Portfolio Hygiene, manage periodic Stock Audits, follow up for PDDs, insurance, and escrow arrangements.

- Providing inputs on building internal Controls and credit risk and underwriting programs for Supply chain finance

- Tracking next due payments through MIS

Job Requirements:

- Master's degree in Finance / CFA

- 2-8 years of relevant experience in financial services (specifically working capital credit appraisal)

- Experience with the Credit rating agencies, banks, and NBFCs will be preferred

- Should be good with numbers and be able to analyze balance sheets and P&L

- Having the ability to interact with promoters/CXOs of SMEs and glean information through physical discussions

- Experience in appraising working capital loans/Supply Chain finance cases for SMEs

- Ability to gather market intelligence regarding borrowers

- Ability to work in a fast-paced dynamic environment

- Ability to juggle multiple priorities and work in a team

- Excellent communication and presentation skills

About the Client: The client is an NBFC