Qualification : CA/MBA Preferable
Roles and Responsibilities :
- Assist in analyzing the credit worthiness of the borrower
- Develop industry specific knowledge and develop/maintain database pertaining to same
- Support credit team in formulating credit policies
- Support credit team in new initiatives like credit derivative swaps, Basle II norms etc.
- Develop understanding of various pertinent regulations
- Evaluation and implementation of IT solutions, mainly from the credit data warehouse perspective.
Desired Candidate Profile :
- In depth knowledge of credit evaluation
- A very good eye for detail
- Proactive : Ability to understand impact of changing environment on various companies
- Understanding of credit ratings
- Interpersonal skills. Should be able to maintain independence of views while maintaining relationships with business banking managers
- Team player
- Knowledge of specific industry would be an added advantage
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