Credit Risk Role - Financial Firm

REQUIREMENTS :

I. QUALIFICATION & EXPERIENCE

1. Qualified CAs or Postgraduate with 2-6 years of experience in Consulting Firms, Banks, Large NBFCs, Rating Agencies, Large Technology Companies etc.

II. EXPERTISE :

1. Understanding of credit products and processes for one of the business lines wholesale, MSME or retail asset classes

2. Understanding of credit lifecycle, compliances and regulatory requirements

3. Understanding on regulatory and accounting areas like Basel Accords and IFRS 9 (ECL)

4. Experience in wholesale / retail model (credit rating/scoring/ pooling) development and validations

III. INDIVIDUAL ATTRIBUTES

1. Strong communication skills

2. Ability to be part of analytics driven, multi-cultural team

3. Strong ability to map client requirements and convert the same to a viable business proposition

4. Ability to interact and make presentations at the CXO level

IV. THE INDIVIDUAL

1. Prior working knowledge with analytical solutions like SAS/ SPSS / R / Python etc.

2. Prior working knowledge of techniques such as linear regression, logistic regression, decision tree, cluster analysis etc. Exposure to machine learning preferred.