Credit Risk Professional - Retail Policies - Bank

Looking for Credit Risk professionals with exposure in retail policies for a Private Sector Bank

Location:- Mumbai

Yrs. of exp:- 7+ Years

Educational Qualifications :- Post-Graduation: MBA / M.Sc. (Maths / Statistics)

Certifications:- Knowledge of SAS and Tableau will be preferred

Job Purpose: - Person is responsible for right product offering along with portfolio monitoring as one of the major KRA. Formulation, cascading, implementation to balance Risk and Business needs and monitoring adherence.

Job Responsibilities: -

- Ensuring adherence to the Policy/ Procedures by the Line Credit Function.

- Preparation of Notes, Policies to be rolled out to the Underwriting Team Pan India.

- Identification of Early warning Risk Indicators through monitoring Triggers and Periodic review of Portfolio at various parameters.

- Initiation and monitoring of corrective action plans for the burst Triggers through suggestion and changes.

- Ensuring that the corrective plans results in maintaining Net Credit Losses within the budgeted level.

- Timely revert on Out of Policy deviations raised to the Policy Unit by Line sales and Credit.

- Should have experience in Credit and Risk understating, Credit underwriting / Credit policy.

Team People Tree