Credit Risk Professional - Financial Services

Urgent opportunity with a leading Financial Services

Location: Mumbai

Role: Credit Risk

Job Description:

- The incumbent will be part of Credit Risk COE at Global Risk Group

- Effectively laying down credit risk policies for different asset classes and different SBUs

- Building scoring models for different segment of clients across various products

- Second level of screening of credit proposals for Wholesale Credit and SME business

- Independent evaluation of portfolio and collateral risk

- Constant updation of industry developments

- Analysis of Macro, industry and micro trends and its likely impact on the portfolio

- Developing a model for early warning signal

- Competition Analysis

- Sharing best practice

Functional Skills:

- Knowledge of underwriting large loan proposals. Ability to cross link underwiting experience to multiple industries.

- In depth knowledge of cash flow, balance sheet analysis, ratios, etc.

- Ability to dissect structures of credit proposals, identify gaps and suggest mitigations.

- Should have worked in similar roles earlier

- Knowledge of Risk assessment, risk mitigation, risk event management techniques.

Pratyancha Gautam