Posted By

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Aakash Kag

Manager HR - Talent Acquisition at Skillventory

Last Login: 09 December 2023

Job Views:  
262
Applications:  78
Recruiter Actions:  0

Job Code

1127523

Credit Risk Product Policy Manager - Portfolio Analysis - Banking

3 - 10 Years.Mumbai
Posted 1 year ago
Posted 1 year ago

Credit Risk (Product) Policy Manager Portfolio Analysis


JD for Credit Risk Role :

Responsible for analyzing the portfolio, reviewing and approving Credit policies and their modifications

Deliverables :

- Monitoring portfolio distribution, concentration, and segmental risk. Monitor portfolio performance and risks emanating from the same across product, geography, program etc.

- Monitoring Portfolio risk through dashboards and early warning signals, risk limit framework. Close monitoring of early warning indicators, early delinquency, bounce rates, non-starters and other trends.

- Continuous and structured monitoring of credit underwriting policies, framework and related processes for respective products. Approval of new policies, programs and review/amendments of existing policies.

- Suggesting improvements in underwriting policies, processes based on portfolio performance

- Working closely with model risk and BIU team to get risk estimation models fine tuned.

- Trigger monitoring and control - Coordinating with analytics team for preparation/improvement in various management dashboard/ Analysis/development of score card

- Pointing out the opportunities, issues and suggesting corrective action to the stakeholders

- Track risk management best practices across industry and evaluate the same for implementation.

- Regular coordinate with various units including Finance, Credit, Policy, Audit etc.

- CA/ICWA/MBA Finance

- Preference for certifications like FRM, PRM, CFA etc

- 3-10 years of relevant experience in Credit underwriting/Portfolio level analysis of Banking products, services and operations

- Flair for analytics

- SME for the relevant product

- Deep experience & understanding of retail finance products, services and processes of NBFCs, Banks

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Posted By

user_img

Aakash Kag

Manager HR - Talent Acquisition at Skillventory

Last Login: 09 December 2023

Job Views:  
262
Applications:  78
Recruiter Actions:  0

Job Code

1127523

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