Credit Risk & Portfolio Management Role

KEY AREAS OF RESPONSIBILITY

Risk Assessment of New Deals

- Sound knowledge of Structured Finance transactions and Loan Against Securities (LAS)

- In-depth analysis of data and other diligence materials available.

- Ability to articulate various risks involved in the transaction with respect to business model, structure, monetization events, concentration, industry, etc.

- In depth knowledge of financial modelling, highlighting material implications with respect to key assumptions, ability to run various scenarios.

- Evaluating the internal risk rating

- Thorough understanding of parameters related to various assessments such as management, business, financial health, industry, etc.

- Reasonable understanding of RBI provisions and regulations

Portfolio Monitoring :

- Structured Finance and LAS transactions

- Timely & accurately tracking deal level performance through MIS, financials and update the existing financial models.

- Basedontheperformancetracking,presenttheportfolioreviewtothemanagementon quarterly basis.

- Ability to identify red & ambe deal sat least 6months in advance with potential action plans.

- Prepare and timely update EWS framework for all deals in the book, with correlation to macro-economic, sectoral and deal-level variables.

- Internal Process and Policy Management

- Review & renewal of policies

QUALIFICATIONS & SPECIAL SKILLS REQUIRED:

- Post-Graduation degree in Finance is preferred.

- 5-10 years of experience in Structured Finance- Credit Risk management.

- Sound understanding of financial markets and understanding of macro economic linkages in the domestic as well as global economies.

- A good understanding of liquidity, market risk and interest rate risk is a plus.

- Excellent communication skills with the ability to present complex ideas and concepts to senior stakeholders.

- Ability to work independently and collaboratively in a fast-paced environment.

- Strong command of MS Office (Excel, PowerPoint)