Credit Risk Monitoring Role - Large Corporate - NBFC

Job Role :

- Working on presentations to the Credit Monitoring Committee

- Working on SICR reporting to RBI

- Customer Information report preparation

- Portfolio Review in detail for entire portfolio assigned

- Sector based review of portfolio for NBFC, LAS, Real Estate.

- Identifying early warning signals

- High Risk/Exit accounts identified of the reviews

- Put_Call Review note preparation & obtaining timely Approvals

A) Handling of SMA accounts and represent TCFSL in lenders meetings/JLFs as and when required in connection with the SMA accounts.

B) Restructuring of the facility wherever required

- Valuations of Collateral on timely basis, interacting with customer and valuer for same

- Office Visits/customer visits/Customer calls periodically for result analysis, project assessment. asset verification

- Preparing of Annual Review Notes for allotted Region in corporate Finance in timely manner,

- Meeting the customer & visiting the customer's factory. (No reportees to prepare financials spreads or assist) candidate can reach out to peers / seniors for explanation / clarification / help

- Ability of work independently and handle ambiguity and coordinate with various stakeholders

- Knowledge of financials ratios, financial spreads is necessary