Credit & Risk Head - BFSI

Position title: Credit & Risk Head

Reporting to: Chief Executive Officer

The role will be to approve credit proposals and oversee the credit & risk performance from a market risk perspective. The role will be fulfilled by :

- Heading a team of credit analyst to prepare a credit assessment profile

- Create and get approvals for the framework within which decisions will be made.

- Approve or reject proposals - with rationale.

- Steer the approval past the Board and the IC committee

- To develop a template to track market risk such as attribution analysis, fund returns vs. risk and provide insights to management, product and sales.

- To assist with due diligence and be the face of credit and market risk management.

Required Experience:

- 15 to 20 years experience in approving credits.

- Experience of structuring credits from the AIF, NBFC & Investment Banking spectrum

- Thorough understanding of loan documentation, important covenants and recovery processes.

- Familiarity mainly with DEBT products such as Term Loans, Working Capital, NCD, Structured debt products.

Qualification:

- Post Graduate in Finance or equivalent.

- Professional qualifications like CA or CFA would be desirable

Having Good knowledge of laws applicable to banking such as Negotiable Instruments Act, Transfer of Property Act, Contract Act, Companies Act, Banking Regulation Act shall be an added advantage

Having Understanding of the BOND MARKETS, SEBI & RBI Laws with respect to investment banking, NBFC & AIF in the bond market shall be an added advantage.